Our insurance services
Regarding the fact that more and more customers want their daily risks to be taken over by insurance companies, we offer besides the compulsory auto insurance and other very popular insurances nowadays like home and property insurances, car insurance, travel insurances, malpractice insurances for healthcare professionals and for healthcare providers, liability insurances for accountants, lawyers etc..
It is an insurance product which provides compensation for partial or total loss or damage to their car after an unexpected event... read more
It is an insurance which provides compensation for partial or total loss or damage to their car after an unexpected event.
Damages to the car can be::
- Repair damaged parts after an accident;
- Replacement of damaged parts and / or can not be repaired, if the repair is more costly than the replacement.
Insurance premium (insurance cost) is calculated as a percentage of the sum insured (the value) of the car.
The sum assured (insurance value) is calculated from the value of the new car minus depreciation. The new value is chosen from catalogs or invoice price (purchase) at the signing date of insurance. Depreciation is calculated according to wear standard of the insurance companies.
To the sum's insured value are added the values of the additional equipment (other than standard) of the car (radio cassette, CD, mobile phone accessories, and so on) and any other existing improvements of the car on the policy conclusion.
Insurance premiums are differentiated by vehicle characteristics:
- Provide the insurance against damage and theft of vehicles.
This type of policy is for both damages / destruction as well as theft of parts of the car or whole the car.
Theft can be insured:
- the whole car.
The theft must have occurred by burglary (forcing the doors, windows, the trunk).
Theft insurance is extra, and so the insurance premium is bigger.
- Ensuring people in cars
- In this case, compensation are given, within the limits of insurance cover, for injury or death of persons transported in a car, in the moment of the accident.
The voluntary insurance of the residence and/or of the goods.
The voluntary insurance of the residence and/or of the goods is one of the most important non-life insurance.. read more
The voluntary insurance of the residence and/or of the goods is one of the most important non-life insurance that you can conclude as an individual. The Natural phenomena, natural disasters, case of fire, explosion can destroy the life savings of a family.
If for preventing fire or explosion there are technical solutions today increasingly improved, floods or earthquakes are virtually impossible to prevent or avoid. In conclusion, the voluntary residence insurance is a specific product of insurance companies, through which you can insure flats, houses and buildings entirely against certain risks written in the insurance contract.
The coverage of the policy is provided for the payment of the insurance premium, that represents the insurance cost.
Travel Health Insurance
The Travel Health Insurance covers the costs of the emergency medical treatment.. read more
The Travel Health Insurance covers the costs of the emergency medical treatment which an individual must perform after a sudden illness or accident. There are also covered the costs of returning into the country to continue treatment and repatriation of the dead body, in case of death.
Conclusion: if you go on vacation or work abroad, make sure you have signed a travel health insurance.
You never know when you can get sick and the medical expenses abroad are high, may even rise in the value of your trip or vacation. For this reason it is profitable to have such an insurance.
Mobile : +40721.439.500 (09:00 - 18:00)
Tel/Fax : +40357.312.036 (09:00 - 18:00)
Mail : firstname.lastname@example.org
Other insurances products :
Insurances for other types of activities and more.
Do not hesitate to contact us for kind of information..